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Real Estate Investor Insurance - Vestal, NY and PA

Protection for your real estate investments.

Real estate investor insurance with an office in Vestal, NY, serving all of New York and Pennsylvania.

Real estate investment is an exciting, and sometimes risky, venture. There are unique liabilities and factors to consider when insuring your property. We’ll help manage those risks and keep your investment protected.

If you invest in real estate, getting the right insurance coverage is a vital way to protect that investment, although there are several risks to take into account.

First, you’ll need the same basic protections as with standard landlord insurance. These include must-haves like personal liability and property damage, plus optional extras that are well worth considering, such as insurance against lost rent while a property is being repaired.

Next, you’ll need to check how your policy deals with periods when properties are vacant. Some risks are higher during this time, such as those associated with a burst pipe or a fire. If nobody’s in the property, these disasters might not be discovered until the damage is severe.

If you are doing improvement work on a property, such as a renovation or extension, you may need builders risk and installation insurance. This covers liability for injuries to construction workers and protects against damage to property, such as vandalism or severe weather, while the property is still under construction and more exposed.

To find out more about insuring your property portfolio, contact us today.

Let’s discuss your real estate investor insurance.

One of our insurance advisors will reach out to you to review your information and present you with the appropriate real estate investor insurance solution. There’s no obligation, just good-old-fashioned advice.
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Empire Insurance Agency offers comprehensive real estate investor insurance throughout New York, including Broome County, Greater Binghamton Area, Triple Cities, Southern Tier of NY, Binghamton, Johnson City, Endicott, Endwell, Vestal, Apalachin, Owego, Maine, Newark Valley, Chenango Bridge, Chenango Forks, Conklin and Susquehanna Valley. Also throughout Northeast PA, including Susquehanna County, Hallstead, Great Bend, Montrose and New Milford.
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